info@american1financial.com

Irvine, California USA 92618

  • Get a loan to pay off
    credit cards faster.
    Get out of debt faster.
    Lower interest & payments.



    Get Started
  • Get a loan in minutes.
    Apply today!
    Get out of debt faster.
    Lower interest & payments.



    Get Started
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Fast Approval

Get approved in minutes guaranteed

Bad Credit O.K.

Credit is not required to be approved

Low Payment

A single, fixed, and affordable monthly payment

Free Consultation

Call (877) 538-5833 or apply online

Why Choose American 1 Financial?

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Experienced Loan Specialists

Our team has over 30 years of combined experience in helping people find the best option loan to pay off their credit card debt.

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$1 Billion Loans
Funded

We have helped thousands qualify for a loan to pay off their credit card debt and became debt free in months, not years.

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Simple and Affordable Options

A single, fixed, and affordable monthly payment. You make 1 low monthly payment, control how much you'll pay.

Speak to a Loan Specialist

Take the road to financial freedom and enjoy life when it matters most. Talk to one of our Loan Specialists today to see if you qualify.





Find your personal loan answers here

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American 1 Financial is a legitimate, reputable company dedicated to helping clients get a loan. Our clients enjoy a single, low and fixed monthly payment, along with no application fees, and no prepayment fees. We make it fast and easy to get started, so you could find the best loan rate you qualify for in just one minutes, get approved, and have your creditors paid off.
A personal loan through American 1 Financial is a consolidation loan with a low fixed-rate loan with amounts from $2,500 up to $45,000 and flexible terms of 2 to 5 years. A fixed rate means your monthly payments won't change. That makes budgeting for payments simple and predictable over the life of your loan.
No. There are no application fees and no pre-payment fees. The only fee is a standard loan origination fee.
During your application, our team requests proof of income based on your current employment status. The Loan Processor then reviews the documents and a current credit report. And if you meet the qualification requirements, we'll pursue underwriting to make a final decision.

The process was easy and went very quickly! I was told by loan specialist that it could take 7-15 business days for everything to be processed. It actually took 2 days to complete. Thank you for your help!

Sarah P. | San Jose, CA

The communication was constant and if I failed to answer in a timely manner, they reminded me without badgering me. I felt they treated my credit like their credit and worked hard to help me get the loan I needed.

Alex A. | Pittsburgh, PA

I never expected that I could pay off all of my credit cards so quickly! Thank you American 1 Financial for giving me a frest start and become debt free much faster than by just making minimum payments only.

Troy F. | Minneapolis, MN




Get A Smart Personal Loan Today!



Fast approval. Get approved in minutes.


Apply for a personal loan


Speak to a Loan Specialist:

(877) 538-5833